NEXA Mortgage offers a wide range of programs and competitive pricing that both you and your clients will love. With in-house processing, underwriting, and local appraisers who truly understand the market, we ensure a smooth and efficient experience. Plus, our aggressive loan programs and rates are hard to beat, providing options you won’t easily find elsewhere
Conforming Fixed-Rate
Options with as little as 3% down
FHA, VA & USDA RD Loans
Offering smaller down payments and expanded qualifying ratios. We can lend with FHA financing down to a 500 FICO score.
Vacant Land Financing
Options available with as little as 10% down
Jumbo Loans
Competitive rate options for loan amounts up to $3 million
HomeReady & Home Possible
Offering 97% financing with reduced mortgage insurance for eligible borrowers
Construction
Financing available for new home construction with as little as 5% down
Zero Down Payment Options
0% down for both first-time and repeat homebuyers
Common Sense Portfolio Programs
Flexible loan options for situations that don’t fit the traditional mold
Non Warrantable Condominium
Financing options for newer condo projects that don’t meet conventional guidelines
NEXA New
Financing options for qualified borrowers who have experienced financial hardships, such as a short sale or bankruptcy
NON QM Loans
Instead of using cash for a down payment, apply it towards a lower interest rate and a shorter loan term
Renovation Programs
Streamlined renovation loans that cover both the purchase and rehab of a home
Home Equity Loans
Closed-end second mortgages and lines of credit available as standalone products or in combination with a first mortgage, offering a combined CLTV of up to 95%
Professional Home Financing
Tailored financing for established professionals with as little as 3% down, no monthly mortgage insurance
Doctor Loans
Practicing physicians may qualify for $0 down and no mortgage insurance
Downpayment Assistant Programs
Programs available to help cover down payment and closing costs for eligible borrowers
